Lake Ozark, Sunrise Beach and Osage Beach real estate and homes for sale in Missouri,lake front properties, condos - Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer, REALTORS® Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer REALTORS(r) for Lake Ozark, Sunrise Beach and Osage Beach, Missouri real estate - NUMBER1EXPERTS™ Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer NUMBER1EXPERTS(tm) for Lake Ozark, Sunrise Beach and Osage Beach, Missouri real estate
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Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer, REALTORŪ, real estate agents and broker for Lake Ozark, Sunrise Beach and Osage Beach Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
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Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer are some of The Top Selling Real Estate Experts™
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First Time Homebuyers: Lake Ozark, Sunrise Beach and Osage Beach Missouri home buying, real estate listings, and homes for sale in Miller County, MO
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lake Ozark, Sunrise Beach and Osage Beach real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >The Zoning Variance

When you are selecting land on which to build your new home, be certain to investigate the zoning for that particular area. You might fall in love with rural acreage that just happens to be zoned for agricultural or recreational purposes. Since zoning uses are not interchangeable, you would need to apply for a variance in order to build a single-family residential dwelling on the land. This can be a challenging process!

Getting approval to have the zoning changed on property requires that you first give public notice, and then request approval for a variance from the government agencies that supervise enforcement of the zoning plan. You might encounter resistance from neighbors or various local interest groups who oppose the zoning changes that would allow you to build your dream home. Your local planning department can tell you how a particular property is zoned and explain what you need to do to get a variance. Your real estate agent may be able to refer you to a local land use attorney who can guide you through the process.

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Real Estate Trivia
Q 
What is currently the most technologically advanced way to vacuum your home?

A 
The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
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Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer, REALTORŪ, real estate agents and broker for Lake Ozark, Sunrise Beach and Osage Beach Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Billi Miller, Virginia Kirvan, Joan Wolf and Lisa Raymer of The Elite Team
RE/MAX Lake of the Ozarks

3525 Hwy 54
Osage Beach MO 65065
866-440-2384
573-302-2384
573-302-2387
team@eliteteamremax.com

Billi Miller and Virginia Kirvan have over 20 years of experience in real estate at Lake of the Ozarks. They're knowledge and expertise of the entire lake area allows The Elite Team to ensure a smooth transaction whether you are buying or selling property at the Lake.

ABREqual HousingMLSREALTOR


RE/MAX Lake of the Ozarks real estate and homes for sale in Lake Ozark, Sunrise Beach and Osage Beach Missouri

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